Loan Against Securities
Get instant loans by pledging your shares, mutual funds, or bonds.

What is Loan Against Securities?
Have investments in shares, mutual funds, or bonds but need instant liquidity?
Don’t worry, you can apply for a Loan Against Securities with CreditSea and access funds without selling your holdings.
Leverage your portfolio and get quick loans to meet your financial needs.
Keep your investments, access your funds without compromise!
Interest Rates in India
CreditSea offers Loan Against Securities at attractive interest rates starting from 8% p.a. However, the final interest rate offered depends on your eligibility.
Up to 2%
Processing Fee
Up to 5 Lakhs
Loan Amount
From 3 to 12 Months
Loan Tenure
Apply for a Loan in Just 3 Easy Steps
Get the funds you need with a fully digital process
Apply Online
Fill out a simple online form with your basic details. No documents required
Instant Approval
LoanChariot reviews your application and shares a quick loan offer
Quick Disbursal
Approve the offer and receive funds directly in your bank account within minutes
Who Can Apply?
Check if you meet the basic requirements to get started with your loan application
Age Limit
Between 21 and 55 years
Monthly Income
₹18,000 (Metro) and ₹15,000 (Non-metro)
Nationality
Must be a Resident Indian Citizen
Work Experience
At least 1 year in current job/profession
Estimate Your Monthly EMI Instantly
Estimate your monthly EMIs, total repayment, and interest before you apply.
Rs.
%
Months
₹10500
₹10000
₹10500
₹500
Use Your Personal Loan the Way You Want
From last minute travel plans to unexpected medical expenses, get up to ₹2 Lakhs to handle anything life throws your way instantly and hassle free.
Frequently Asked Questions
Have questions? Find quick answers to get started with confidence
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