Home Loan

Easy and affordable home loans to make your dream home yours.

Personal loan
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What is Home loan ?

Have your dream home in mind but need additional funds to make it yours?

Don’t worry, you can apply for a Home Loan with CreditSea and turn your dream into reality.

Get the funds you need to buy, build, or renovate your home, quickly and easily.

Step into your new home without compromise!

Interest Rates in India

CreditSea offers Home loan at attractive interest rates starting from 8.25% p.a. However, the final interest rate offered depends on your eligibility.

Up to 3%

Processing Fee

Up to 20 lakhs

Loan Amount

From 6 to 60 Months

Loan Tenure

Apply for a Loan in Just 3 Easy Steps

Get the funds you need with a fully digital process

Apply Online

Fill out a simple online form with your basic details. No documents required

Instant Approval

LoanChariot reviews your application and shares a quick loan offer

Quick Disbursal

Approve the offer and receive funds directly in your bank account within minutes

Who Can Apply?

Check if you meet the basic requirements to get started with your loan application

Age Limit

Between 21 and 55 years

Monthly Income

₹18,000 (Metro) and ₹15,000 (Non-metro)

Nationality

Must be a Resident Indian Citizen

Work Experience

At least 1 year in current job/profession

Estimate Your Monthly EMI Instantly

Estimate your monthly EMIs, total repayment, and interest before you apply.

Loan Amount

Rs.

Interest (In Months)

%

Tenure

Months

Total Amount Payable

10500

Loan Amount selected

10000

EMI

10500

Total Interest

500

Use Your Personal Loan the Way You Want

From last minute travel plans to unexpected medical expenses, get up to ₹2 Lakhs to handle anything life throws your way instantly and hassle free.

Frequently Asked Questions

Have questions? Find quick answers to get started with confidence

LoanChariot is a digital loan platform offering quick personal loans to meet your financial needs with ease and transparency
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