Instant Personal Loan

Get instant access to funds for urgent needs, big plans, or unexpected expenses fast and stress-free

What is Instant Personal Loan?

Need quick funds for urgent expenses like medical emergencies, home repairs, or last-minute travel?

With CreditSea’s Instant Personal Loan, get the financial support you need, fast and stress free.

Whether it’s covering unexpected costs, consolidating debt, or fulfilling personal goals, access funds instantly with minimal paperwork.

Get the flexibility to manage your finances without delays!

Interest Rates in India

CreditSea offers Instant Personal loan at attractive interest rates starting from 14% p.a. However, the final interest rate offered depends on your eligibility.

Up to 4%

Processing Fee

Up to ₹2 lakhs

Loan Amount

Up to 36 Months

Loan Tenure

Apply for a Loan in Just 3 Easy Steps

Get the funds you need with a fully digital process

Apply Online

Fill out a simple online form with your basic details. No documents required

Instant Approval

LoanChariot reviews your application and shares a quick loan offer

Quick Disbursal

Approve the offer and receive funds directly in your bank account within minutes

Who Can Apply?

Check if you meet the basic requirements to get started with your loan application

Age Limit

Between 21 and 55 years

Monthly Income

₹18,000 (Metro) and ₹15,000 (Non-metro)

Nationality

Must be a Resident Indian Citizen

Work Experience

At least 1 year in current job/profession

Estimate Your Monthly EMI Instantly

Estimate your monthly EMIs, total repayment, and interest before you apply.

Loan Amount

Rs.

Interest (In Months)

Tenure

Months

Total Amount Payable

₹10500

Loan Amount selected

₹10000

EMI

₹10500

Total Interest

₹500

Use Your Personal Loan the Way You Want

From last minute travel plans to unexpected medical expenses, get up to ₹2 Lakhs to handle anything life throws your way instantly and hassle free.

Marriage Loan

Car Loan

Bike Loan

Personal Loan

Travel Loan

Laptop Loan

Mobile Loan

Business Loan

Home Loan

Loan Against Property

Loan Against Securities